Postal Life Insurance
Postal Life Insurance is 117 years young. It was started in 1884 as a welfare measure for the employees of Posts & Telegraphs Department under Government of India dispatch No. 299 dated 18-10-1882 to the Secretary of State. Due to popularity of its schemes, various departments of Central and State Governments were extended its benefits. Now Postal Life Insurance is open for employees of all Central and State Government Departments, Nationalized Banks, Public Sector Undertakings, Financial Institutions, Local Bodies like Municipalities and Zila Parisads, Educational Institutions aided by the Government etc
Rural Postal Life Insurance
On 24th March, 1995, the benefits of Postal Life Insurance were extended to rural populace of the country under the banner of Rural Postal Life Insurance.
CHILDREN POLICY-SALIENT FEATURES
A Policy holder of WLA or EA in PLI/RPLI shall be eligible for taking such Policy for his/her child(ren) against his/her policy.
Minimum Age-5 Years.
Maximum Age- 20 Years
(The age of main policy holders should be below 45 years.)
Sum Assured limit Minimum- Rs. 20,000/- Maximum- Rs. 1,00,000/-. However, the Sum Assured of Children policy should not exceed the Sum Assured of the main policy.
Insurance Cover starts from Date of acceptance of the proposal or payment of the Ist premia in full, which ever is later.
A non-medical policy with full benefits.
Assignment/Nomination facility available, as per POIF Rules.
No loan facility against this policy, but can be made paid up in usual conditions to main policy provided atleast 5 Years premia have been paid.
Sum Assured alongwith accrued bonus shall be payable on maturity or earliesr on death of the Child(ren).
In even of death of main policy holder before the expiry of the Children Policy- no further premia shall be payable for the remaining term of the policy.
CHILDREN POLICY PREMIA FOR SUM ASSURED OF Rs. 1000/-
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