Central Government Departments

 

Department of Central Govt Employees Welfare Housing Organisation Rules

1. PREAMBLE

i. The Central Government Employees Welfare Housing Organisation is a `Society’ established to promote, control and coordinate the development of housing schemes at selected places, all over India, on no profit-no loss basis as a welfare measure. The Society is a registered body under the Societies Registration Act of 1860.

ii. Its aim is to provide welfare housing service of quality to the Central Government employees.

iii. The rules have been drawn up to give the Central Government employees, serving and retired, a perception of the task and an understanding of the Organisation’s commitment to them and their own obligations in this matter. Such a brochure cannot be all comprehensive. Applicants may, therefore, contact the Organisation’s Head Office in New Delhi for clarifications.

2. DEFINITIONS

i. ‘General Body’ means the list of Members given under Para 6 of the Memorandum of Association.

ii. ‘Governing Council’ means the list of members given under Para 5 of the Memorandum of Association.

iii. ‘CGEWHO’ means the Central Government Employees Welfare Housing Organisation.

iv. ‘Scheme’ means the self-financed housing project announced by the CGEWHO.

v. ‘Dwelling Unit’ means a single storey/ duplex type/ flat type of housing unit constructed in independent group housing or multistoreyed construction or marked plots.

vi. ‘Beneficiary’ means an eligible applicant whose booking for a dwelling unit has been confirmed by the CGEWHO.

vii. For the purpose of CGEWHO, a Central Government Employee is an individual who is appointed by or on behalf of the President of India and whose pension both charged and voted, is debitable to the Consolidated Funds of India and whose services are governed by the CCS Rules.

3. ELIGIBILITY

PRIORITY - I
i. All the Central Government Employees:- Serving or retired, without exception – which means uniformed Defence Personnel, as also the Railway employees, are also now eligible under our housing schemes.

ii. Spouses of the deceased employees: Spouses of the deceased Central Government employees or deceased retired employees would be eligible, if the deceased employees would have qualified by criteria 3(i) above.

iii. Employees of the CGEWHO, with a minimum of one year of service, will be eligible.

PRIORITY – II

Employees of Central PSUs, State Govts., Union Territory Administration, Corporation, Nationalised Banks etc.

PRIORITY – III

Others, including General Public.

Note:

Depending upon the number of applications received, allotments shall made in order of priority, as mentioned above. However, in case the number of applications received from Priority I applicants exceed the number of dwelling units proposed to be built, a computerised draw will be held.

4. SPECIAL ELIGIBILITY CRITERIA

i. Where both husband and wife are eligible, only one of them can apply.

ii. Employees, serving or retired, owning residential property, in his/her, or in the name of his/her spouse in the city/town, where the CGEWHO is planning a Scheme, will not be eligible for that Scheme.

iii. Employees will be entitled to only one dwelling unit under CGEWHO Schemes anywhere in the country.

iv. An employee who has been dismissed from the service, would cease to be a beneficiary of the Scheme, and will not be eligible to apply.

v. Eligibility and other conditions attached to the allotment of land by the Municipal and Local Development Authorities, as applicable to such Scheme, would prevail.

vi. The terms and conditions, as imposed by the Land Allotting Agency/Plans Approving Authority, in respect of cost, FAR, Bye-laws, eligibility etc, shall prevail and be binding on the beneficiary of the CGEWHO.

5. HOUSING CONCEPT

Subject to availability of land, dwelling units and garages in single units, multiple units, row housing, multi-storeyed building, group-housing or marked plots may be planned, subject to the approval of the local civic authorities.

These plans will be announced as Scheme, as applicable.

6. TYPE OF HOUSES

The CGEWHO may build houses or flats of the following types:

One multipurpose room unit : Type AA

One bed-room unit : Type A/A1(L)

Two bed-rooms unit : Type B/B1(M)

Three bed-rooms unit : Type C/C1(N)

Three bed-rooms & a study unit : Type D

These may be built with or without scooter/car garages parking space under stilts. The design, the layout and the built-up area in each type may vary from place to place. More types may be added with consequent change in Rule 7.

7. OPTION TO APPLY FOR TYPE OF UNIT

The Central Government employees may apply for any one of the above types of units linked with the Group to which he/she belongs, as under:

Type AA : D, C & B Groups

Type A : D, C, B & A Groups

Type B : C, B & A Groups

Type C : B & A Groups

Type D : A Group

Notes:

i. Change of dwelling unit from one type to another type, provided otherwise eligible as per this para, can be entertained subject to payment of additional Application Fee and Earnest Money, as applicable, and availability of vacancies in that particular type of dwelling unit. However, change to a lower type of category will not entitle the applicant for refund of differential Application Fee but will entitle him for refund/appropriate adjustment of the differential Earnest Money / installments, paid, but without any interest.

ii. Change from one scheme to another scheme is not permitted. For doing so, an applicant should first withdraw his allotment from the existing scheme and apply afresh in the new scheme, if he so desires (subject to payment of cancellation charges, as per rules).

iii. Request for change of DU from one type to another, within the same scheme, or change from one scheme to another, after physical possession of the originally allotted DU has been taken, are liable to be rejected. Further, in case the change as mentioned at subparas (i) & (ii) above have been agreed to and implemented, it will be construed that the applicant had joined the revised type of DU/ scheme from the very inception and all the payments received/ yet to be received will be treated, accordingly. CGEWHO’s decision in this regard shall be final and the beneficiary will not have any claim whatsoever.

iv. In case, an existing beneficiary of the CGEWHO, under any other scheme, wishes to apply for the present Housing Scheme, he may do so by paying the Application Fee only and clearly stating in the ‘Affidavit’ the facts regarding his earlier registration with the CGEWHO. In the event of confirmed allotment under this Housing Scheme, the concerned beneficiary will have to surrender either of the two registrations. In case of surrender of original allotment, withdrawal charges shall be deducted, if applicable, as per the rules and remaining amounts transferred under the new Housing scheme. Failure to state the facts in the application may invite cancellation of both the applications / allotments.

8. PLANS AND SPECIFICATIONS

Plans and specifications will be drawn up for each type of dwelling unit to meet the basic needs of the group and conforming to the bye-laws of the civic authorities. Different specifications may be considered for each type of dwelling unit.

9. TECHNICAL BROCHURE

After approval of the plans by the local statutory authorities, the plans of dwelling units and layout and the major specifications will be published in a Technical Brochure and circulated to all the beneficiaries. These, however, are subject to change prior to or during execution, at the discretion of the CGEWHO.

CGEWHO undertakes construction of the housing projects as per approved plans and beneficiaries shall have no right to claim any changes or challenge the methods or procedures adopted during the construction.

10. STATIONS

Major building efforts of the CGEWHO will be concentrated in areas where there is concentration of Central Government employees. Other places may be added depending on availability of land and the likely demand.

11. MASTER PLAN

A Master Plan of projects drawn up for a period of 5 years at a time will be promulgated for the benefit of all Central Government employees. Revised Schedule will be announced every year when the Master Plan is rolled.

12. HOW TO APPLY

i. The CGEWHO will announce the Scheme, giving location, station, types, covered areas and approximate cost of each unit for inviting applications.

ii. An employee who is eligible to become a beneficiary, may purchase the CGEWHO Rules/ Scheme Brochure along with Application Form from the nominated office/Head Office, on payment of Rs. 50/- in cash or through a bank draft drawn in favour of ‘CEO CGEWHO’ payable at New Delhi.

iii. On receipt of the Application Form and the `CGEWHO Rules’, the applicant should fill the Form and return the same to the CGEWHO by the specified time, along with :

a. Bank draft for the non-refundable Application Fee, as under:

Rs. 400 for Type AA

Rs. 400 for Type A

Rs. 500 for Type B

Rs. 700 for Type C

Rs. 700 for Type D

b. Bank draft for refundable Earnest Money, as under :

Type AA - Rs. 10,000

Type A - Rs. 20,000

Type B - Rs. 30,000

Type C - Rs. 40,000

Type D - Rs. 50,000

c. Affidavit as per the format prescribed in the CGEWHO Rules Book.

d. Pay-slip or copy of PPO duly attested.

No interest will be payable on Earnest Money deposited alongwith the application for the first three months calculated from the day following the closing date of scheme including extension, if any. Thereafter, beyond three months a simple interest @ 7% per annum will be payable.

On allotment, the Earnest Money paid (alongwith the application) shall be deemed to be a part of the instalment(s) and the beneficiary will be treated as if he had made part payment of the first instalment.

13. REGISTRATION OF APPLICATIONS

On scrutiny of the Application Form, the applicants will be registered for a dwelling unit in the Scheme.

14. RESERVATION FOR SC/ST APPLICANTS

15/7½% of the DUs of all the types in all the housing schemes of CGEWHO will be reserved for SC/ST applicants, with a stipulation that there will be a minimum of one DU of each type in the reserved category and fractions, if any, will be rounded off to the nearest full number. The procedure adopted in such allotments shall be as under:

i. In case of more number of applicants belonging to SC/ST categories, after first conducting the draw for the reserved categories alone, unsuccessful applicants shall be considered in the draw for general category of applicants. Those who will succeed in the general draw will get a confirmed allotment, and the remaining applicants, if any, shall be placed on the general waiting list as well as the one created especially for the reserved category of applicants. However, in case of less number of applications than the number of DUs reserved, the balance DUs (after giving confirmed allotment to the applicants belonging to the reserved category) shall automatically stand de-reserved, and will be considered in the general draw.

ii. The applicants desirous of being considered in the `Reserved’ category, will be required to submit an attested photocopy of the `Caste’ Certificate from the appropriate authority.

15. CONFIRMATION OF BOOKING

If the registered applicants for a given project exceed the number of dwelling units, computerised draw will be held at the Head Office separately for each type. Successful applicants will be given `confirmation of booking’ by an allotment letter.

16. COST OF DWELLING UNITS

The cost of dwelling units, with or without garages / parking spaces, for each Scheme will be worked out by the CGEWHO and intimated at the time of announcing the Scheme. The cost will, inter alia, include interest on investment in land purchased for a scheme, common amenities, cost of reserve funds, charges towards registration of land etc.

The costs will be reviewed at different stages of construction and will be subject to escalation, on account of market prices, labour wages, Cooperative Society/Apartments Owners’ Association’s charges, essential alterations, additions etc. All revisions of cost will be charged to the beneficiaries and they will be liable to pay the same.

17. PAYMENT SCHEDULES

Beneficiaries will be required to pay instalments on the self-financing basis. The payments will be on call. Please also see para 7 of Part `A’ of this Brochure.

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